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TOEIC Reading 5 Exercisee 274

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Question: 
O:8:"stdClass":2:{s:8:"question";s:158:"Today, hundreds of millions of consumers rely on credit because it allows them to buy what they want, when they want it, and to pay for it from future ______.";s:7:"choices";a:4:{i:0;s:7:"earnest";i:1;s:8:"earnings";i:2;s:7:"earning";i:3;s:4:"earn";}}
Answer: 
b
TOEIC Reading 5 Category: 
content access: 
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answer explanation: 

<p>Today, hundreds of millions of consumers rely on credit because it allows them to buy what they want, when they want it, and to pay for it from future <strong>earnings</strong>.</p>
<p>The correct answer is <strong>(B) earnings</strong>.</p>
<p>In this context, "earnings" refers to the money that individuals will make or receive in the future. It is the noun form of the verb "earn," which means to receive money in exchange for work or services. The use of "earnings" in this sentence implies that consumers will use the money they will earn in the future to pay for their purchases made on credit.</p>